Call reports 2013
AMERICAN HERITAGE BANK — 2013
What AMERICAN HERITAGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 70,479,000 | 70,573,000 | 72,164,000 | 75,691,000 |
| Total loans | 43,342,000 | 44,713,000 | 46,964,000 | 45,282,000 |
| Allowance for loan losses | 682,000 | 689,000 | 711,000 | 683,000 |
| Securities available for sale | 18,236,000 | 16,843,000 | 16,410,000 | 18,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,971,000 | 62,403,000 | 61,748,000 | 67,102,000 |
| Interest-bearing deposits | 47,291,000 | 47,596,000 | 46,667,000 | 49,716,000 |
| Noninterest-bearing deposits | 14,680,000 | 14,807,000 | 15,081,000 | 17,386,000 |
| Equity capital | 7,623,000 | 7,413,000 | 7,567,000 | 7,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,436,000 | 2,196,000 | 2,926,000 |
| Interest expense | 93,000 | 182,000 | 272,000 | 361,000 |
| Net interest income | 624,000 | 1,254,000 | 1,924,000 | 2,565,000 |
| Noninterest income | 104,000 | 193,000 | 288,000 | 416,000 |
| Noninterest expense | 588,000 | 1,121,000 | 1,632,000 | 2,160,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 125,000 | 296,000 | 516,000 | 747,000 |
| Income tax | 38,000 | 91,000 | 165,000 | 240,000 |
| Net income | 87,000 | 205,000 | 351,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,523,000 | 7,641,000 | 7,787,000 | 7,944,000 |
| Total capital | 8,201,000 | 8,330,000 | 8,498,000 | 8,627,000 |
| Risk-weighted assets | 54,233,000 | 55,663,000 | 58,103,000 | 57,258,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN HERITAGE BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.