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Call reports 2006

AMERICAN HERITAGE BANK — 2006

What AMERICAN HERITAGE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5da6d160-d410-4fe4-9981-c88e77e53531/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets49,315,00049,391,00047,674,00048,703,000
Total loans32,095,00031,801,00033,710,00030,568,000
Allowance for loan losses903,000918,000936,000817,000
Securities available for sale4,479,0004,434,0006,756,0006,775,000
Securities held to maturity0000
Trading assets0000
Total deposits44,422,00044,300,00042,396,00042,173,000
Interest-bearing deposits37,501,00037,003,00034,344,00034,551,000
Noninterest-bearing deposits6,921,0007,297,0008,052,0007,622,000
Equity capital4,695,0004,868,0005,036,0006,286,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income865,0001,758,0002,659,0003,559,000
Interest expense271,000550,000836,0001,131,000
Net interest income594,0001,208,0001,823,0002,428,000
Noninterest income122,000225,000331,000423,000
Noninterest expense512,0001,017,0001,539,0002,058,000
Provision for loan losses50,00090,000135,000150,000
Pretax income154,000326,000480,000643,000
Income tax000-1,085,000
Net income154,000326,000480,0001,728,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital4,695,0004,868,0005,023,0005,407,000
Total capital5,145,0005,318,0005,496,0005,866,000
Risk-weighted assets35,617,00036,045,00037,396,00036,362,000

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