Call reports 2020
SEVIER COUNTY BANK — 2020
What SEVIER COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 333,312,000 | 371,114,000 | 394,984,000 | 424,031,000 |
| Total loans | 226,177,000 | 240,681,000 | 248,786,000 | 246,074,000 |
| Allowance for loan losses | 2,706,000 | 2,756,000 | 2,766,000 | 3,018,000 |
| Securities available for sale | 26,334,000 | 29,457,000 | 45,694,000 | 44,146,000 |
| Securities held to maturity | 11,434,000 | 16,411,000 | 22,722,000 | 22,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,051,000 | 335,683,000 | 358,665,000 | 384,900,000 |
| Interest-bearing deposits | 268,391,000 | 289,509,000 | 308,444,000 | 329,200,000 |
| Noninterest-bearing deposits | 30,660,000 | 46,174,000 | 50,221,000 | 55,700,000 |
| Equity capital | 31,132,000 | 31,550,000 | 32,645,000 | 35,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,244,000 | 6,352,000 | 9,617,000 | 13,055,000 |
| Interest expense | 607,000 | 1,242,000 | 1,867,000 | 2,455,000 |
| Net interest income | 2,637,000 | 5,110,000 | 7,750,000 | 10,600,000 |
| Noninterest income | 251,000 | 285,000 | 539,000 | 754,000 |
| Noninterest expense | 2,346,000 | 5,334,000 | 7,749,000 | 10,636,000 |
| Provision for loan losses | 360,000 | 410,000 | 410,000 | 660,000 |
| Pretax income | 182,000 | -349,000 | 155,000 | 93,000 |
| Income tax | 0 | -581,000 | -1,120,000 | -2,600,000 |
| Net income | 182,000 | 232,000 | 1,275,000 | 2,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,035,000 | 30,767,000 | 31,378,000 | 32,816,000 |
| Total capital | 33,741,000 | 33,523,000 | 34,144,000 | 35,834,000 |
| Risk-weighted assets | 220,067,000 | 225,401,000 | 240,365,000 | 247,000,000 |