Call reports 2016
SEVIER COUNTY BANK — 2016
What SEVIER COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 307,361,000 | 314,989,000 | 321,745,000 | 326,245,000 |
| Total loans | 193,682,000 | 194,188,000 | 195,737,000 | 202,854,000 |
| Allowance for loan losses | 2,894,000 | 2,893,000 | 2,891,000 | 2,741,000 |
| Securities available for sale | 32,356,000 | 30,056,000 | 27,945,000 | 29,524,000 |
| Securities held to maturity | 7,006,000 | 6,859,000 | 6,828,000 | 6,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,567,000 | 293,931,000 | 300,571,000 | 305,557,000 |
| Interest-bearing deposits | 265,600,000 | 270,186,000 | 277,092,000 | 275,174,000 |
| Noninterest-bearing deposits | 20,967,000 | 23,745,000 | 23,479,000 | 30,383,000 |
| Equity capital | 18,758,000 | 19,009,000 | 18,947,000 | 18,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,435,000 | 4,911,000 | 7,398,000 | 9,936,000 |
| Interest expense | 367,000 | 725,000 | 1,083,000 | 1,435,000 |
| Net interest income | 2,068,000 | 4,186,000 | 6,315,000 | 8,501,000 |
| Noninterest income | 293,000 | 850,000 | 1,144,000 | 1,099,000 |
| Noninterest expense | 2,294,000 | 4,772,000 | 7,330,000 | 9,636,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 70,000 | 267,000 | 132,000 | 67,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 267,000 | 132,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,758,000 | 18,954,000 | 18,914,000 | 18,850,000 |
| Total capital | 21,644,000 | 21,844,000 | 21,797,000 | 21,591,000 |
| Risk-weighted assets | 230,846,000 | 231,191,000 | 230,640,000 | 235,671,000 |