Call reports 2015
SEVIER COUNTY BANK — 2015
What SEVIER COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 297,909,000 | 315,537,000 | 307,831,000 | 315,081,000 |
| Total loans | 176,613,000 | 182,558,000 | 184,173,000 | 182,138,000 |
| Allowance for loan losses | 4,673,000 | 2,495,000 | 2,888,000 | 2,892,000 |
| Securities available for sale | 27,536,000 | 30,638,000 | 33,571,000 | 33,991,000 |
| Securities held to maturity | 5,054,000 | 5,034,000 | 6,560,000 | 6,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,812,000 | 294,677,000 | 286,864,000 | 294,316,000 |
| Interest-bearing deposits | 265,516,000 | 271,616,000 | 266,951,000 | 271,570,000 |
| Noninterest-bearing deposits | 20,296,000 | 23,061,000 | 19,913,000 | 22,746,000 |
| Equity capital | 10,478,000 | 19,087,000 | 18,946,000 | 18,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,229,000 | 4,493,000 | 6,802,000 | 9,106,000 |
| Interest expense | 385,000 | 767,000 | 1,151,000 | 1,534,000 |
| Net interest income | 1,844,000 | 3,726,000 | 5,651,000 | 7,572,000 |
| Noninterest income | -82,000 | 676,000 | 1,002,000 | 1,308,000 |
| Noninterest expense | 2,356,000 | 4,861,000 | 7,251,000 | 9,762,000 |
| Provision for loan losses | 0 | -2,000,000 | -2,000,000 | -2,000,000 |
| Pretax income | -594,000 | 1,541,000 | 1,402,000 | 1,120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -594,000 | 1,541,000 | 1,402,000 | 1,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,473,000 | 19,108,000 | 18,969,000 | 18,687,000 |
| Total capital | 13,218,000 | 21,603,000 | 21,766,000 | 21,446,000 |
| Risk-weighted assets | 217,703,000 | 221,855,000 | 223,685,000 | 220,575,000 |