Call reports 2014
SEVIER COUNTY BANK — 2014
What SEVIER COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 309,054,000 | 310,833,000 | 299,893,000 | 297,434,000 |
| Total loans | 189,354,000 | 190,963,000 | 182,234,000 | 182,094,000 |
| Allowance for loan losses | 4,160,000 | 3,822,000 | 4,680,000 | 4,673,000 |
| Securities available for sale | 27,319,000 | 27,600,000 | 26,655,000 | 28,542,000 |
| Securities held to maturity | 3,753,000 | 4,273,000 | 4,878,000 | 5,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,039,000 | 286,023,000 | 286,648,000 | 284,308,000 |
| Interest-bearing deposits | 257,837,000 | 258,172,000 | 257,083,000 | 265,953,000 |
| Noninterest-bearing deposits | 26,202,000 | 27,851,000 | 29,565,000 | 18,355,000 |
| Equity capital | 23,556,000 | 23,459,000 | 11,455,000 | 11,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,470,000 | 4,852,000 | 7,277,000 | 9,558,000 |
| Interest expense | 415,000 | 833,000 | 1,240,000 | 1,644,000 |
| Net interest income | 2,055,000 | 4,019,000 | 6,037,000 | 7,914,000 |
| Noninterest income | 161,000 | 307,000 | 391,000 | 703,000 |
| Noninterest expense | 2,293,000 | 4,744,000 | 7,405,000 | 10,010,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -77,000 | -418,000 | -977,000 | -1,393,000 |
| Income tax | 1,000 | -200,000 | 11,226,000 | 11,226,000 |
| Net income | -78,000 | -218,000 | -12,203,000 | -12,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,937,000 | 12,036,000 | 11,483,000 | 11,067,000 |
| Total capital | 15,778,000 | 14,894,000 | 14,286,000 | 13,867,000 |
| Risk-weighted assets | 226,018,000 | 227,689,000 | 222,343,000 | 222,095,000 |