Call reports 2013
SEVIER COUNTY BANK — 2013
What SEVIER COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 306,105,000 | 305,046,000 | 313,239,000 | 305,798,000 |
| Total loans | 184,487,000 | 183,371,000 | 177,092,000 | 180,792,000 |
| Allowance for loan losses | 6,106,000 | 6,116,000 | 5,793,000 | 4,128,000 |
| Securities available for sale | 25,905,000 | 23,594,000 | 25,662,000 | 28,060,000 |
| Securities held to maturity | 2,797,000 | 2,786,000 | 3,092,000 | 3,483,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,920,000 | 279,360,000 | 288,297,000 | 280,419,000 |
| Interest-bearing deposits | 256,971,000 | 255,752,000 | 257,779,000 | 253,480,000 |
| Noninterest-bearing deposits | 22,949,000 | 23,608,000 | 30,518,000 | 26,939,000 |
| Equity capital | 24,303,000 | 24,142,000 | 23,516,000 | 23,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,218,000 | 4,846,000 | 7,068,000 | 9,384,000 |
| Interest expense | 557,000 | 1,082,000 | 1,570,000 | 2,022,000 |
| Net interest income | 1,661,000 | 3,764,000 | 5,498,000 | 7,362,000 |
| Noninterest income | -436,000 | -986,000 | -1,175,000 | -283,000 |
| Noninterest expense | 2,184,000 | 4,405,000 | 6,851,000 | 9,345,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -959,000 | -1,626,000 | -2,527,000 | -2,265,000 |
| Income tax | -370,000 | -581,000 | -925,000 | -829,000 |
| Net income | -589,000 | -1,045,000 | -1,602,000 | -1,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,320,000 | 13,134,000 | 12,525,000 | 12,848,000 |
| Total capital | 17,154,000 | 15,921,000 | 15,224,000 | 15,584,000 |
| Risk-weighted assets | 223,758,000 | 219,651,000 | 212,821,000 | 217,490,000 |