Call reports 2012
SEVIER COUNTY BANK — 2012
What SEVIER COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 323,402,000 | 318,985,000 | 313,016,000 | 306,167,000 |
| Total loans | 197,388,000 | 192,550,000 | 190,002,000 | 183,734,000 |
| Allowance for loan losses | 9,804,000 | 8,797,000 | 9,830,000 | 6,042,000 |
| Securities available for sale | 26,399,000 | 24,015,000 | 27,349,000 | 28,817,000 |
| Securities held to maturity | 3,855,000 | 1,272,000 | 2,447,000 | 2,211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,303,000 | 293,756,000 | 288,571,000 | 279,472,000 |
| Interest-bearing deposits | 273,036,000 | 267,173,000 | 263,081,000 | 255,609,000 |
| Noninterest-bearing deposits | 25,267,000 | 26,583,000 | 25,490,000 | 23,863,000 |
| Equity capital | 23,877,000 | 23,736,000 | 22,671,000 | 24,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,499,000 | 5,005,000 | 7,462,000 | 9,616,000 |
| Interest expense | 794,000 | 1,525,000 | 2,205,000 | 2,818,000 |
| Net interest income | 1,705,000 | 3,480,000 | 5,257,000 | 6,798,000 |
| Noninterest income | -309,000 | -20,000 | -948,000 | 1,990,000 |
| Noninterest expense | 2,525,000 | 4,870,000 | 7,163,000 | 9,586,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | -1,429,000 | -1,710,000 | -3,070,000 | -1,014,000 |
| Income tax | -525,000 | -631,000 | -663,000 | -233,000 |
| Net income | -904,000 | -1,079,000 | -2,407,000 | -781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,495,000 | 13,787,000 | 12,730,000 | 14,287,000 |
| Total capital | 17,546,000 | 16,732,000 | 15,651,000 | 17,074,000 |
| Risk-weighted assets | 237,356,000 | 229,759,000 | 226,792,000 | 219,689,000 |