Call reports 2011
SEVIER COUNTY BANK — 2011
What SEVIER COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 354,441,000 | 345,977,000 | 344,903,000 | 332,696,000 |
| Total loans | 221,531,000 | 219,616,000 | 217,379,000 | 210,882,000 |
| Allowance for loan losses | 8,481,000 | 8,803,000 | 10,481,000 | 12,956,000 |
| Securities available for sale | 24,554,000 | 39,369,000 | 31,551,000 | 29,774,000 |
| Securities held to maturity | 13,815,000 | 4,959,000 | 4,957,000 | 3,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,427,000 | 313,324,000 | 314,901,000 | 306,329,000 |
| Interest-bearing deposits | 292,377,000 | 287,185,000 | 286,312,000 | 280,061,000 |
| Noninterest-bearing deposits | 28,050,000 | 26,139,000 | 28,589,000 | 26,268,000 |
| Equity capital | 32,678,000 | 31,270,000 | 28,573,000 | 24,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,275,000 | 6,252,000 | 9,193,000 | 11,968,000 |
| Interest expense | 1,095,000 | 2,108,000 | 3,083,000 | 3,983,000 |
| Net interest income | 2,180,000 | 4,144,000 | 6,110,000 | 7,985,000 |
| Noninterest income | 295,000 | 617,000 | 900,000 | 1,273,000 |
| Noninterest expense | 2,857,000 | 7,415,000 | 11,726,000 | 16,682,000 |
| Provision for loan losses | 600,000 | 1,075,000 | 3,294,000 | 6,754,000 |
| Pretax income | -982,000 | -3,729,000 | -7,982,000 | -14,140,000 |
| Income tax | -185,000 | -1,287,000 | -2,853,000 | -5,203,000 |
| Net income | -797,000 | -2,442,000 | -5,129,000 | -8,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,091,000 | 25,491,000 | 20,726,000 | 16,107,000 |
| Total capital | 31,783,000 | 29,084,000 | 24,212,000 | 19,496,000 |
| Risk-weighted assets | 290,570,000 | 282,201,000 | 271,863,000 | 261,525,000 |