Call reports 2010
SEVIER COUNTY BANK — 2010
What SEVIER COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 392,830,000 | 389,838,000 | 369,321,000 | 361,556,000 |
| Total loans | 252,087,000 | 244,691,000 | 237,677,000 | 224,694,000 |
| Allowance for loan losses | 5,645,000 | 4,883,000 | 5,043,000 | 7,986,000 |
| Securities available for sale | 13,190,000 | 23,127,000 | 33,585,000 | 31,233,000 |
| Securities held to maturity | 54,492,000 | 38,366,000 | 17,904,000 | 15,313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,364,000 | 347,487,000 | 326,305,000 | 326,687,000 |
| Interest-bearing deposits | 329,012,000 | 321,952,000 | 300,630,000 | 303,448,000 |
| Noninterest-bearing deposits | 22,352,000 | 25,535,000 | 25,675,000 | 23,239,000 |
| Equity capital | 39,824,000 | 40,378,000 | 40,919,000 | 33,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,039,000 | 9,071,000 | 12,547,000 | 15,078,000 |
| Interest expense | 1,577,000 | 2,997,000 | 4,294,000 | 5,490,000 |
| Net interest income | 2,462,000 | 6,074,000 | 8,253,000 | 9,588,000 |
| Noninterest income | 292,000 | 618,000 | 948,000 | 2,222,000 |
| Noninterest expense | 2,351,000 | 5,422,000 | 7,590,000 | 11,467,000 |
| Provision for loan losses | 293,000 | 450,000 | 750,000 | 10,328,000 |
| Pretax income | 110,000 | 820,000 | 861,000 | -9,985,000 |
| Income tax | 6,000 | 316,000 | -1,000 | -3,952,000 |
| Net income | 104,000 | 504,000 | 862,000 | -6,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,852,000 | 40,252,000 | 40,610,000 | 29,018,000 |
| Total capital | 43,931,000 | 44,290,000 | 44,573,000 | 32,777,000 |
| Risk-weighted assets | 324,733,000 | 322,140,000 | 315,976,000 | 296,460,000 |