Call reports 2009
SEVIER COUNTY BANK — 2009
What SEVIER COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 411,780,000 | 422,418,000 | 407,725,000 | 396,117,000 |
| Total loans | 288,872,000 | 284,418,000 | 275,021,000 | 265,237,000 |
| Allowance for loan losses | 3,670,000 | 3,647,000 | 4,533,000 | 4,792,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 85,375,000 | 83,152,000 | 85,297,000 | 70,699,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,111,000 | 374,050,000 | 356,565,000 | 353,680,000 |
| Interest-bearing deposits | 342,781,000 | 350,503,000 | 334,845,000 | 333,195,000 |
| Noninterest-bearing deposits | 20,330,000 | 23,547,000 | 21,720,000 | 20,485,000 |
| Equity capital | 44,778,000 | 44,386,000 | 42,875,000 | 39,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,768,000 | 9,646,000 | 14,017,000 | 17,502,000 |
| Interest expense | 2,607,000 | 5,045,000 | 7,187,000 | 8,974,000 |
| Net interest income | 2,161,000 | 4,601,000 | 6,830,000 | 8,528,000 |
| Noninterest income | 243,000 | 617,000 | 887,000 | 1,227,000 |
| Noninterest expense | 2,535,000 | 5,172,000 | 8,043,000 | 11,827,000 |
| Provision for loan losses | 225,000 | 1,175,000 | 2,990,000 | 6,515,000 |
| Pretax income | -356,000 | -1,129,000 | -3,316,000 | -8,587,000 |
| Income tax | -157,000 | -539,000 | -1,214,000 | -3,358,000 |
| Net income | -199,000 | -590,000 | -2,102,000 | -5,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,778,000 | 44,386,000 | 42,875,000 | 39,748,000 |
| Total capital | 48,448,000 | 48,033,000 | 47,105,000 | 43,916,000 |
| Risk-weighted assets | 341,459,000 | 346,501,000 | 338,155,000 | 332,834,000 |