Call reports 2008
SEVIER COUNTY BANK — 2008
What SEVIER COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 408,255,000 | 418,922,000 | 415,058,000 | 420,389,000 |
| Total loans | 252,280,000 | 257,593,000 | 263,022,000 | 277,932,000 |
| Allowance for loan losses | 3,056,000 | 3,181,000 | 3,189,000 | 3,456,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 85,664,000 | 92,320,000 | 98,107,000 | 97,943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,690,000 | 368,215,000 | 363,809,000 | 369,033,000 |
| Interest-bearing deposits | 333,729,000 | 329,842,000 | 340,515,000 | 343,070,000 |
| Noninterest-bearing deposits | 24,961,000 | 38,373,000 | 23,294,000 | 25,963,000 |
| Equity capital | 44,857,000 | 45,421,000 | 45,067,000 | 45,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,220,000 | 12,165,000 | 16,916,000 | 22,274,000 |
| Interest expense | 3,341,000 | 6,383,000 | 9,286,000 | 12,146,000 |
| Net interest income | 2,879,000 | 5,782,000 | 7,630,000 | 10,128,000 |
| Noninterest income | 220,000 | 452,000 | 693,000 | 1,006,000 |
| Noninterest expense | 2,194,000 | 4,393,000 | 6,624,000 | 8,947,000 |
| Provision for loan losses | 135,000 | 270,000 | 550,000 | 845,000 |
| Pretax income | 770,000 | 1,571,000 | 1,149,000 | 1,342,000 |
| Income tax | 308,000 | 545,000 | 477,000 | 473,000 |
| Net income | 462,000 | 1,026,000 | 672,000 | 869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,857,000 | 45,421,000 | 45,067,000 | 45,264,000 |
| Total capital | 47,913,000 | 48,602,000 | 48,256,000 | 48,720,000 |
| Risk-weighted assets | 303,757,000 | 312,602,000 | 315,495,000 | 335,873,000 |