Call reports 2007
SEVIER COUNTY BANK — 2007
What SEVIER COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 380,823,000 | 388,310,000 | 390,027,000 | 399,044,000 |
| Total loans | 219,298,000 | 235,428,000 | 237,964,000 | 246,525,000 |
| Allowance for loan losses | 2,714,000 | 2,740,000 | 2,831,000 | 2,927,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 114,182,000 | 109,524,000 | 108,460,000 | 98,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,195,000 | 341,087,000 | 341,062,000 | 348,091,000 |
| Interest-bearing deposits | 306,322,000 | 314,175,000 | 315,729,000 | 320,258,000 |
| Noninterest-bearing deposits | 27,873,000 | 26,912,000 | 25,333,000 | 27,833,000 |
| Equity capital | 42,577,000 | 43,459,000 | 44,366,000 | 44,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,987,000 | 12,338,000 | 18,932,000 | 25,531,000 |
| Interest expense | 3,193,000 | 6,558,000 | 10,027,000 | 13,518,000 |
| Net interest income | 2,794,000 | 5,780,000 | 8,905,000 | 12,013,000 |
| Noninterest income | 235,000 | 631,000 | 881,000 | 1,109,000 |
| Noninterest expense | 1,860,000 | 3,792,000 | 5,672,000 | 7,962,000 |
| Provision for loan losses | 38,000 | 97,000 | 188,000 | 293,000 |
| Pretax income | 1,131,000 | 2,522,000 | 3,926,000 | 4,867,000 |
| Income tax | 396,000 | 905,000 | 1,402,000 | 1,847,000 |
| Net income | 735,000 | 1,617,000 | 2,524,000 | 3,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,577,000 | 43,459,000 | 44,366,000 | 44,863,000 |
| Total capital | 45,291,000 | 46,199,000 | 47,196,000 | 47,790,000 |
| Risk-weighted assets | 268,814,000 | 284,916,000 | 288,449,000 | 297,869,000 |