Call reports 2006
SEVIER COUNTY BANK — 2006
What SEVIER COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 341,608,000 | 354,547,000 | 371,431,000 | 374,736,000 |
| Total loans | 172,488,000 | 204,722,000 | 219,131,000 | 213,970,000 |
| Allowance for loan losses | 2,645,000 | 2,645,000 | 2,662,000 | 2,681,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 126,551,000 | 117,137,000 | 117,099,000 | 117,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,326,000 | 310,040,000 | 326,345,000 | 328,693,000 |
| Interest-bearing deposits | 268,396,000 | 277,576,000 | 294,955,000 | 299,210,000 |
| Noninterest-bearing deposits | 28,930,000 | 32,464,000 | 31,390,000 | 29,483,000 |
| Equity capital | 40,370,000 | 41,102,000 | 41,752,000 | 42,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,394,000 | 9,466,000 | 15,027,000 | 20,990,000 |
| Interest expense | 2,013,000 | 4,324,000 | 7,118,000 | 10,254,000 |
| Net interest income | 2,381,000 | 5,142,000 | 7,909,000 | 10,736,000 |
| Noninterest income | 237,000 | 487,000 | 694,000 | 803,000 |
| Noninterest expense | 1,702,000 | 3,492,000 | 5,354,000 | 7,434,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 45,000 |
| Pretax income | 916,000 | 2,137,000 | 3,234,000 | 4,060,000 |
| Income tax | 336,000 | 825,000 | 1,272,000 | 1,552,000 |
| Net income | 580,000 | 1,312,000 | 1,962,000 | 2,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,370,000 | 41,102,000 | 41,752,000 | 42,298,000 |
| Total capital | 43,015,000 | 43,747,000 | 44,414,000 | 44,979,000 |
| Risk-weighted assets | 213,625,000 | 247,540,000 | 265,364,000 | 261,499,000 |