Call reports 2005
SEVIER COUNTY BANK — 2005
What SEVIER COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 312,443,000 | 318,971,000 | 335,178,000 | 334,132,000 |
| Total loans | 156,428,000 | 150,995,000 | 154,158,000 | 163,517,000 |
| Allowance for loan losses | 2,655,000 | 2,658,000 | 2,657,000 | 2,638,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 116,157,000 | 116,484,000 | 122,109,000 | 123,037,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,889,000 | 276,364,000 | 291,607,000 | 290,514,000 |
| Interest-bearing deposits | 243,767,000 | 248,308,000 | 256,415,000 | 257,144,000 |
| Noninterest-bearing deposits | 24,122,000 | 28,056,000 | 35,192,000 | 33,370,000 |
| Equity capital | 38,140,000 | 38,945,000 | 39,668,000 | 40,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,466,000 | 7,252,000 | 11,199,000 | 15,546,000 |
| Interest expense | 1,205,000 | 2,604,000 | 4,215,000 | 6,021,000 |
| Net interest income | 2,261,000 | 4,648,000 | 6,984,000 | 9,525,000 |
| Noninterest income | 214,000 | 582,000 | 788,000 | 1,030,000 |
| Noninterest expense | 1,429,000 | 2,908,000 | 4,366,000 | 6,090,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,046,000 | 2,322,000 | 3,406,000 | 4,465,000 |
| Income tax | 411,000 | 883,000 | 1,243,000 | 1,640,000 |
| Net income | 635,000 | 1,439,000 | 2,163,000 | 2,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,140,000 | 38,945,000 | 39,668,000 | 40,330,000 |
| Total capital | 40,497,000 | 41,285,000 | 42,082,000 | 42,919,000 |
| Risk-weighted assets | 188,260,000 | 186,852,000 | 192,842,000 | 207,062,000 |