Call reports 2025
YOAKUM BANK — 2025
What YOAKUM BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 332,340,000 | 367,379,000 | 374,063,000 | 384,305,000 |
| Total loans | 216,924,000 | 231,722,000 | 225,207,000 | 222,707,000 |
| Allowance for loan losses | 2,591,000 | 2,666,000 | 2,726,000 | 2,514,000 |
| Securities available for sale | 77,042,000 | 92,800,000 | 91,411,000 | 91,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,344,000 | 334,418,000 | 338,476,000 | 349,974,000 |
| Interest-bearing deposits | 202,133,000 | 230,792,000 | 232,272,000 | 236,488,000 |
| Noninterest-bearing deposits | 84,211,000 | 103,626,000 | 106,204,000 | 113,486,000 |
| Equity capital | 25,723,000 | 31,022,000 | 33,545,000 | 31,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,390,000 | 9,080,000 | 14,074,000 | 19,088,000 |
| Interest expense | 1,386,000 | 2,724,000 | 3,925,000 | 5,136,000 |
| Net interest income | 3,004,000 | 6,356,000 | 10,149,000 | 13,952,000 |
| Noninterest income | 228,000 | 473,000 | 750,000 | 980,000 |
| Noninterest expense | 2,248,000 | 4,748,000 | 7,683,000 | 10,284,000 |
| Provision for loan losses | 50,000 | 130,000 | 190,000 | 3,904,000 |
| Pretax income | 934,000 | 1,951,000 | 3,020,000 | 730,000 |
| Income tax | 3,000 | 11,000 | 18,000 | 25,000 |
| Net income | 931,000 | 1,940,000 | 3,002,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,495,000 | 36,520,000 | 36,594,000 | 34,340,000 |