Call reports 2024
YOAKUM BANK — 2024
What YOAKUM BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 315,034,000 | 322,312,000 | 327,193,000 | 330,608,000 |
| Total loans | 195,530,000 | 195,980,000 | 205,124,000 | 212,479,000 |
| Allowance for loan losses | 2,267,000 | 2,312,000 | 2,402,000 | 2,525,000 |
| Securities available for sale | 86,849,000 | 85,129,000 | 83,622,000 | 79,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,908,000 | 265,207,000 | 268,267,000 | 283,318,000 |
| Interest-bearing deposits | 191,170,000 | 191,132,000 | 194,702,000 | 208,011,000 |
| Noninterest-bearing deposits | 65,738,000 | 74,075,000 | 73,565,000 | 75,307,000 |
| Equity capital | 23,285,000 | 23,540,000 | 26,472,000 | 24,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,951,000 | 8,107,000 | 12,426,000 | 17,026,000 |
| Interest expense | 1,507,000 | 3,068,000 | 4,603,000 | 6,148,000 |
| Net interest income | 2,444,000 | 5,039,000 | 7,823,000 | 10,878,000 |
| Noninterest income | 223,000 | 429,000 | 638,000 | 863,000 |
| Noninterest expense | 1,988,000 | 4,130,000 | 6,283,000 | 8,526,000 |
| Provision for loan losses | 38,000 | 83,000 | 173,000 | 328,000 |
| Pretax income | 641,000 | 1,255,000 | 2,005,000 | 2,890,000 |
| Income tax | 2,000 | 38,000 | 43,000 | 43,000 |
| Net income | 639,000 | 1,217,000 | 1,962,000 | 2,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,400,000 | 33,603,000 | 33,863,000 | 34,085,000 |