Call reports 2023
YOAKUM BANK — 2023
What YOAKUM BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 271,949,000 | 283,622,000 | 294,549,000 | 313,752,000 |
| Total loans | 159,715,000 | 175,486,000 | 182,611,000 | 189,543,000 |
| Allowance for loan losses | 2,013,000 | 2,164,000 | 2,244,000 | 2,244,000 |
| Securities available for sale | 92,919,000 | 90,348,000 | 86,538,000 | 89,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,798,000 | 227,104,000 | 238,299,000 | 254,708,000 |
| Interest-bearing deposits | 175,239,000 | 163,538,000 | 172,187,000 | 190,533,000 |
| Noninterest-bearing deposits | 64,559,000 | 63,566,000 | 66,112,000 | 64,175,000 |
| Equity capital | 21,782,000 | 21,567,000 | 19,970,000 | 23,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,836,000 | 5,925,000 | 9,467,000 | 13,363,000 |
| Interest expense | 614,000 | 1,434,000 | 2,599,000 | 4,064,000 |
| Net interest income | 2,222,000 | 4,491,000 | 6,868,000 | 9,299,000 |
| Noninterest income | 207,000 | 408,000 | 694,000 | 921,000 |
| Noninterest expense | 1,884,000 | 3,795,000 | 5,746,000 | 7,811,000 |
| Provision for loan losses | 50,000 | 200,000 | 280,000 | 280,000 |
| Pretax income | 505,000 | 914,000 | 1,518,000 | 2,111,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 504,000 | 912,000 | 1,514,000 | 2,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,356,000 | 32,764,000 | 33,116,000 | 33,209,000 |