Call reports 2022
YOAKUM BANK — 2022
What YOAKUM BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 246,877,000 | 252,456,000 | 258,243,000 | 269,016,000 |
| Total loans | 120,268,000 | 134,165,000 | 140,235,000 | 151,613,000 |
| Allowance for loan losses | 1,196,000 | 1,246,000 | 1,321,000 | 1,966,000 |
| Securities available for sale | 110,373,000 | 100,996,000 | 97,272,000 | 98,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,195,000 | 208,893,000 | 209,200,000 | 237,998,000 |
| Interest-bearing deposits | 163,773,000 | 157,861,000 | 154,243,000 | 182,416,000 |
| Noninterest-bearing deposits | 46,422,000 | 51,032,000 | 54,957,000 | 55,582,000 |
| Equity capital | 26,925,000 | 20,926,000 | 19,931,000 | 20,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,929,000 | 4,110,000 | 6,568,000 | 9,226,000 |
| Interest expense | 107,000 | 258,000 | 537,000 | 937,000 |
| Net interest income | 1,822,000 | 3,852,000 | 6,031,000 | 8,289,000 |
| Noninterest income | 199,000 | 406,000 | 617,000 | 805,000 |
| Noninterest expense | 1,595,000 | 3,311,000 | 5,107,000 | 7,086,000 |
| Provision for loan losses | 55,000 | 105,000 | 180,000 | 180,000 |
| Pretax income | 371,000 | 842,000 | 1,361,000 | 1,827,000 |
| Income tax | 2,000 | 0 | 9,000 | 0 |
| Net income | 369,000 | 842,000 | 1,352,000 | 1,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,610,000 | 32,083,000 | 32,593,000 | 31,852,000 |