Call reports 2021
YOAKUM BANK — 2021
What YOAKUM BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 219,035,000 | 225,936,000 | 226,841,000 | 233,268,000 |
| Total loans | 90,925,000 | 97,686,000 | 101,046,000 | 103,710,000 |
| Allowance for loan losses | 1,140,000 | 1,141,000 | 1,140,000 | 1,140,000 |
| Securities available for sale | 115,741,000 | 116,218,000 | 108,695,000 | 111,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,820,000 | 184,043,000 | 192,655,000 | 198,222,000 |
| Interest-bearing deposits | 143,630,000 | 144,661,000 | 151,405,000 | 153,551,000 |
| Noninterest-bearing deposits | 38,190,000 | 39,382,000 | 41,250,000 | 44,671,000 |
| Equity capital | 33,500,000 | 33,550,000 | 33,581,000 | 32,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,362,000 | 5,070,000 | 6,841,000 |
| Interest expense | 123,000 | 239,000 | 349,000 | 455,000 |
| Net interest income | 1,535,000 | 3,123,000 | 4,721,000 | 6,386,000 |
| Noninterest income | 360,000 | 584,000 | 817,000 | 1,024,000 |
| Noninterest expense | 1,305,000 | 2,770,000 | 4,389,000 | 6,109,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 747,000 | 1,093,000 | 1,316,000 | 1,467,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 5,000 |
| Net income | 745,000 | 1,088,000 | 1,309,000 | 1,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,531,000 | 31,044,000 | 31,124,000 | 31,279,000 |