Call reports 2019
YOAKUM BANK — 2019
What YOAKUM BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 223,168,000 | 218,272,000 | 220,470,000 | 226,262,000 |
| Total loans | 94,590,000 | 93,146,000 | 98,199,000 | 102,192,000 |
| Allowance for loan losses | 999,000 | 1,009,000 | 1,009,000 | 1,010,000 |
| Securities available for sale | 97,557,000 | 95,602,000 | 96,377,000 | 92,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,357,000 | 184,568,000 | 185,820,000 | 192,214,000 |
| Interest-bearing deposits | 160,368,000 | 151,531,000 | 152,031,000 | 158,862,000 |
| Noninterest-bearing deposits | 30,988,000 | 33,037,000 | 33,789,000 | 33,352,000 |
| Equity capital | 30,844,000 | 32,606,000 | 33,453,000 | 33,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,879,000 | 3,782,000 | 5,694,000 | 7,657,000 |
| Interest expense | 392,000 | 822,000 | 1,248,000 | 1,640,000 |
| Net interest income | 1,487,000 | 2,960,000 | 4,446,000 | 6,017,000 |
| Noninterest income | 162,000 | 333,000 | 510,000 | 706,000 |
| Noninterest expense | 855,000 | 1,712,000 | 2,604,000 | 3,722,000 |
| Provision for loan losses | 12,000 | 20,000 | 20,000 | 21,000 |
| Pretax income | 782,000 | 1,561,000 | 2,331,000 | 2,980,000 |
| Income tax | 2,000 | 6,000 | 11,000 | 16,000 |
| Net income | 780,000 | 1,555,000 | 2,320,000 | 2,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,700,000 | 31,875,000 | 32,339,000 | 31,984,000 |
| Total capital | 32,699,000 | 32,884,000 | 33,348,000 | 32,993,000 |
| Risk-weighted assets | 102,588,000 | 99,800,000 | 103,112,000 | 107,926,000 |