Call reports 2018
YOAKUM BANK — 2018
What YOAKUM BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 217,751,000 | 213,230,000 | 219,498,000 | 223,812,000 |
| Total loans | 87,842,000 | 88,742,000 | 89,077,000 | 91,451,000 |
| Allowance for loan losses | 915,000 | 915,000 | 916,000 | 985,000 |
| Securities available for sale | 96,746,000 | 96,604,000 | 93,954,000 | 97,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,036,000 | 183,347,000 | 189,382,000 | 193,544,000 |
| Interest-bearing deposits | 159,655,000 | 153,680,000 | 158,973,000 | 161,017,000 |
| Noninterest-bearing deposits | 28,381,000 | 29,667,000 | 30,409,000 | 32,527,000 |
| Equity capital | 28,969,000 | 28,983,000 | 29,122,000 | 29,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,723,000 | 3,498,000 | 5,294,000 | 7,145,000 |
| Interest expense | 273,000 | 596,000 | 921,000 | 1,298,000 |
| Net interest income | 1,450,000 | 2,902,000 | 4,373,000 | 5,847,000 |
| Noninterest income | 187,000 | 371,000 | 554,000 | 741,000 |
| Noninterest expense | 862,000 | 1,735,000 | 2,600,000 | 3,368,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 775,000 | 1,538,000 | 2,317,000 | 3,140,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 773,000 | 1,534,000 | 2,311,000 | 3,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,436,000 | 30,597,000 | 31,075,000 | 30,920,000 |
| Total capital | 31,351,000 | 31,512,000 | 31,990,000 | 31,906,000 |
| Risk-weighted assets | 96,608,000 | 94,862,000 | 84,652,000 | 100,221,000 |