Call reports 2017
YOAKUM BANK — 2017
What YOAKUM BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 220,346,000 | 217,975,000 | 221,340,000 | 218,974,000 |
| Total loans | 83,142,000 | 86,426,000 | 88,055,000 | 88,210,000 |
| Allowance for loan losses | 912,000 | 913,000 | 913,000 | 914,000 |
| Securities available for sale | 105,911,000 | 104,285,000 | 99,636,000 | 97,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,807,000 | 187,508,000 | 190,179,000 | 189,485,000 |
| Interest-bearing deposits | 162,748,000 | 152,569,000 | 158,244,000 | 160,351,000 |
| Noninterest-bearing deposits | 28,060,000 | 34,939,000 | 31,935,000 | 29,134,000 |
| Equity capital | 28,914,000 | 29,728,000 | 30,251,000 | 28,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,681,000 | 3,417,000 | 5,159,000 | 6,873,000 |
| Interest expense | 240,000 | 498,000 | 765,000 | 1,043,000 |
| Net interest income | 1,441,000 | 2,919,000 | 4,394,000 | 5,830,000 |
| Noninterest income | 173,000 | 340,000 | 501,000 | 716,000 |
| Noninterest expense | 862,000 | 1,710,000 | 2,570,000 | 3,406,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 1,000 |
| Pretax income | 752,000 | 1,549,000 | 2,324,000 | 3,139,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 750,000 | 1,545,000 | 2,318,000 | 3,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,181,000 | 29,377,000 | 29,825,000 | 29,663,000 |
| Total capital | 30,093,000 | 30,290,000 | 30,738,000 | 30,577,000 |
| Risk-weighted assets | 93,463,000 | 93,449,000 | 97,335,000 | 96,483,000 |