Call reports 2016
YOAKUM BANK — 2016
What YOAKUM BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 232,583,000 | 224,426,000 | 221,857,000 | 219,694,000 |
| Total loans | 82,453,000 | 86,786,000 | 83,401,000 | 84,499,000 |
| Allowance for loan losses | 847,000 | 923,000 | 922,000 | 915,000 |
| Securities available for sale | 129,020,000 | 125,166,000 | 115,653,000 | 108,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,825,000 | 189,134,000 | 190,712,000 | 191,317,000 |
| Interest-bearing deposits | 174,079,000 | 161,124,000 | 163,421,000 | 163,046,000 |
| Noninterest-bearing deposits | 28,746,000 | 28,009,000 | 27,291,000 | 28,270,000 |
| Equity capital | 29,197,000 | 30,085,000 | 30,407,000 | 27,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,742,000 | 3,495,000 | 5,243,000 | 6,943,000 |
| Interest expense | 243,000 | 493,000 | 739,000 | 974,000 |
| Net interest income | 1,499,000 | 3,002,000 | 4,504,000 | 5,969,000 |
| Noninterest income | 159,000 | 330,000 | 497,000 | 670,000 |
| Noninterest expense | 895,000 | 1,773,000 | 2,652,000 | 3,461,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 763,000 | 1,559,000 | 2,349,000 | 3,178,000 |
| Income tax | 2,000 | 3,000 | 3,000 | 4,000 |
| Net income | 761,000 | 1,556,000 | 2,346,000 | 3,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,581,000 | 28,027,000 | 28,468,000 | 28,431,000 |
| Total capital | 28,428,000 | 28,950,000 | 29,390,000 | 29,346,000 |
| Risk-weighted assets | 95,838,000 | 101,789,000 | 95,220,000 | 97,605,000 |