Call reports 2013
YOAKUM BANK — 2013
What YOAKUM BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 197,116,000 | 195,316,000 | 202,899,000 | 209,903,000 |
| Total loans | 71,176,000 | 72,006,000 | 67,842,000 | 69,183,000 |
| Allowance for loan losses | 787,000 | 789,000 | 792,000 | 796,000 |
| Securities available for sale | 107,162,000 | 112,357,000 | 117,654,000 | 125,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,642,000 | 169,659,000 | 177,323,000 | 185,077,000 |
| Interest-bearing deposits | 144,480,000 | 142,753,000 | 141,351,000 | 155,487,000 |
| Noninterest-bearing deposits | 26,162,000 | 26,907,000 | 35,972,000 | 29,590,000 |
| Equity capital | 24,647,000 | 24,196,000 | 24,328,000 | 24,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,624,000 | 3,289,000 | 4,940,000 | 6,640,000 |
| Interest expense | 300,000 | 599,000 | 894,000 | 1,191,000 |
| Net interest income | 1,324,000 | 2,690,000 | 4,046,000 | 5,449,000 |
| Noninterest income | 142,000 | 579,000 | 698,000 | 820,000 |
| Noninterest expense | 789,000 | 1,772,000 | 2,568,000 | 3,390,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 677,000 | 1,553,000 | 2,231,000 | 2,934,000 |
| Income tax | 172,000 | 461,000 | 658,000 | 828,000 |
| Net income | 505,000 | 1,092,000 | 1,573,000 | 2,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,539,000 | 23,126,000 | 23,606,000 | 23,640,000 |
| Total capital | 23,326,000 | 23,915,000 | 24,398,000 | 24,436,000 |
| Risk-weighted assets | 82,567,000 | 85,171,000 | 81,486,000 | 83,852,000 |