Call reports 2011
YOAKUM BANK — 2011
What YOAKUM BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 168,639,000 | 174,709,000 | 176,389,000 | 180,281,000 |
| Total loans | 60,657,000 | 60,043,000 | 60,727,000 | 68,091,000 |
| Allowance for loan losses | 742,000 | 693,000 | 723,000 | 787,000 |
| Securities available for sale | 98,385,000 | 104,648,000 | 102,723,000 | 105,302,000 |
| Securities held to maturity | 60,000 | 60,000 | 60,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,302,000 | 152,092,000 | 152,088,000 | 156,070,000 |
| Interest-bearing deposits | 121,414,000 | 122,763,000 | 119,954,000 | 131,570,000 |
| Noninterest-bearing deposits | 25,889,000 | 29,328,000 | 32,134,000 | 24,501,000 |
| Equity capital | 20,035,000 | 21,023,000 | 22,304,000 | 22,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,667,000 | 3,345,000 | 5,029,000 | 6,741,000 |
| Interest expense | 403,000 | 785,000 | 1,150,000 | 1,502,000 |
| Net interest income | 1,264,000 | 2,560,000 | 3,879,000 | 5,239,000 |
| Noninterest income | 90,000 | 227,000 | 342,000 | 465,000 |
| Noninterest expense | 788,000 | 1,635,000 | 2,496,000 | 3,238,000 |
| Provision for loan losses | 0 | 90,000 | 95,000 | 95,000 |
| Pretax income | 566,000 | 1,062,000 | 1,630,000 | 2,371,000 |
| Income tax | 154,000 | 297,000 | 434,000 | 621,000 |
| Net income | 412,000 | 765,000 | 1,196,000 | 1,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,737,000 | 19,090,000 | 19,521,000 | 20,074,000 |
| Total capital | 19,479,000 | 19,783,000 | 20,244,000 | 20,861,000 |
| Risk-weighted assets | 69,420,000 | 70,654,000 | 70,426,000 | 77,689,000 |