Call reports 2002
YOAKUM BANK — 2002
What YOAKUM BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 113,506,000 | 110,628,000 | 111,538,000 | 115,241,000 |
| Total loans | 50,270,000 | 50,327,000 | 49,587,000 | 49,896,000 |
| Allowance for loan losses | 548,000 | 523,000 | 525,000 | 512,000 |
| Securities available for sale | 47,390,000 | 47,177,000 | 44,810,000 | 51,331,000 |
| Securities held to maturity | 486,000 | 486,000 | 985,000 | 926,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,194,000 | 94,719,000 | 95,091,000 | 99,562,000 |
| Interest-bearing deposits | 82,986,000 | 80,169,000 | 79,741,000 | 84,126,000 |
| Noninterest-bearing deposits | 15,207,000 | 14,550,000 | 15,350,000 | 15,436,000 |
| Equity capital | 14,716,000 | 15,249,000 | 15,763,000 | 15,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,608,000 | 3,170,000 | 4,708,000 | 6,201,000 |
| Interest expense | 666,000 | 1,270,000 | 1,837,000 | 2,365,000 |
| Net interest income | 942,000 | 1,900,000 | 2,871,000 | 3,836,000 |
| Noninterest income | 147,000 | 254,000 | 352,000 | 466,000 |
| Noninterest expense | 592,000 | 1,184,000 | 1,804,000 | 2,395,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 452,000 | 860,000 | 1,244,000 | 1,665,000 |
| Income tax | 105,000 | 210,000 | 315,000 | 387,000 |
| Net income | 347,000 | 650,000 | 929,000 | 1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,450,000 | 14,753,000 | 15,031,000 | 14,378,000 |
| Total capital | 14,998,000 | 15,276,000 | 15,556,000 | 14,890,000 |
| Risk-weighted assets | 59,509,000 | 58,349,000 | 57,345,000 | 57,297,000 |