Call reports 2001
YOAKUM BANK — 2001
What YOAKUM BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 107,986,000 | 106,278,000 | 107,910,000 | 111,682,000 |
| Total loans | 49,507,000 | 51,460,000 | 51,329,000 | 50,866,000 |
| Allowance for loan losses | 460,000 | 441,000 | 443,000 | 494,000 |
| Securities available for sale | 46,744,000 | 46,328,000 | 41,953,000 | 44,479,000 |
| Securities held to maturity | 490,000 | 489,000 | 488,000 | 487,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,193,000 | 91,693,000 | 92,583,000 | 96,651,000 |
| Interest-bearing deposits | 80,105,000 | 78,243,000 | 79,238,000 | 82,108,000 |
| Noninterest-bearing deposits | 12,088,000 | 13,450,000 | 13,345,000 | 14,544,000 |
| Equity capital | 15,026,000 | 13,793,000 | 14,329,000 | 14,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,887,000 | 3,699,000 | 5,468,000 | 7,166,000 |
| Interest expense | 968,000 | 1,877,000 | 2,720,000 | 3,482,000 |
| Net interest income | 919,000 | 1,822,000 | 2,748,000 | 3,684,000 |
| Noninterest income | 94,000 | 190,000 | 274,000 | 386,000 |
| Noninterest expense | 532,000 | 1,080,000 | 1,640,000 | 2,169,000 |
| Provision for loan losses | 0 | 0 | 0 | 68,000 |
| Pretax income | 481,000 | 932,000 | 1,382,000 | 1,833,000 |
| Income tax | 140,000 | 275,000 | 380,000 | 455,000 |
| Net income | 341,000 | 657,000 | 1,002,000 | 1,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,568,000 | 13,382,000 | 13,727,000 | 14,103,000 |
| Total capital | 15,028,000 | 13,823,000 | 14,170,000 | 14,597,000 |
| Risk-weighted assets | 60,070,000 | 60,911,000 | 60,724,000 | 60,946,000 |