Call reports 2021
EAST BOSTON SAVINGS BANK — 2021
What EAST BOSTON SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 6,501,443,000 | 6,286,419,000 | 6,127,605,000 |
| Total loans | 5,294,990,000 | 5,006,758,000 | 4,913,711,000 |
| Allowance for loan losses | 63,436,000 | 64,300,000 | 60,849,000 |
| Securities available for sale | 10,518,000 | 9,810,000 | 9,170,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 5,106,059,000 | 4,906,650,000 | 4,730,515,000 |
| Interest-bearing deposits | 4,353,989,000 | 4,103,764,000 | 3,911,248,000 |
| Noninterest-bearing deposits | 752,070,000 | 802,886,000 | 819,267,000 |
| Equity capital | 766,463,000 | 743,786,000 | 762,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 58,667,000 | 114,686,000 | 167,698,000 |
| Interest expense | 9,468,000 | 17,277,000 | 23,997,000 |
| Net interest income | 49,199,000 | 97,409,000 | 143,701,000 |
| Noninterest income | 3,077,000 | 5,923,000 | 8,965,000 |
| Noninterest expense | 26,206,000 | 53,424,000 | 77,746,000 |
| Provision for loan losses | -5,236,000 | -4,487,000 | -4,270,000 |
| Pretax income | 33,091,000 | 56,380,000 | 81,071,000 |
| Income tax | 8,723,000 | 14,566,000 | 20,671,000 |
| Net income | 24,368,000 | 41,814,000 | 60,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 744,668,000 | 722,109,000 | 741,246,000 |