Call reports 2020
EAST BOSTON SAVINGS BANK — 2020
What EAST BOSTON SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 6,348,275,000 | 6,417,427,000 | 6,566,449,000 | 6,619,632,000 |
| Total loans | 5,694,398,000 | 5,718,686,000 | 5,663,265,000 | 5,521,121,000 |
| Allowance for loan losses | 50,946,000 | 60,547,000 | 67,639,000 | 68,824,000 |
| Securities available for sale | 13,820,000 | 13,022,000 | 12,183,000 | 11,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,828,310,000 | 4,840,485,000 | 4,967,844,000 | 5,094,366,000 |
| Interest-bearing deposits | 4,254,915,000 | 4,129,152,000 | 4,260,282,000 | 4,381,085,000 |
| Noninterest-bearing deposits | 573,395,000 | 711,333,000 | 707,562,000 | 713,281,000 |
| Equity capital | 698,090,000 | 698,772,000 | 716,734,000 | 741,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 66,855,000 | 130,025,000 | 192,248,000 | 254,657,000 |
| Interest expense | 21,074,000 | 36,005,000 | 48,956,000 | 59,994,000 |
| Net interest income | 45,781,000 | 94,020,000 | 143,292,000 | 194,663,000 |
| Noninterest income | 2,853,000 | 9,537,000 | 12,742,000 | 16,202,000 |
| Noninterest expense | 26,263,000 | 50,331,000 | 73,306,000 | 97,664,000 |
| Provision for loan losses | 725,000 | 10,366,000 | 17,529,000 | 26,456,000 |
| Pretax income | 17,332,000 | 40,579,000 | 63,040,000 | 87,440,000 |
| Income tax | 4,276,000 | 10,129,000 | 15,864,000 | 22,071,000 |
| Net income | 13,056,000 | 30,450,000 | 47,176,000 | 65,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 675,688,000 | 676,407,000 | 694,496,000 | 719,372,000 |