Call reports 2019
EAST BOSTON SAVINGS BANK — 2019
What EAST BOSTON SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 6,260,609,000 | 6,347,683,000 | 6,352,561,000 | 6,333,078,000 |
| Total loans | 5,763,268,000 | 5,821,603,000 | 5,750,542,000 | 5,750,632,000 |
| Allowance for loan losses | 53,997,000 | 53,865,000 | 50,831,000 | 50,322,000 |
| Securities available for sale | 16,890,000 | 16,500,000 | 15,800,000 | 15,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,047,766,000 | 5,028,811,000 | 4,976,379,000 | 4,936,523,000 |
| Interest-bearing deposits | 4,546,525,000 | 4,520,842,000 | 4,460,651,000 | 4,412,517,000 |
| Noninterest-bearing deposits | 501,241,000 | 507,969,000 | 515,728,000 | 524,006,000 |
| Equity capital | 626,556,000 | 643,417,000 | 664,772,000 | 683,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 64,591,000 | 131,041,000 | 200,093,000 | 267,096,000 |
| Interest expense | 22,036,000 | 46,000,000 | 70,466,000 | 93,802,000 |
| Net interest income | 42,555,000 | 85,041,000 | 129,627,000 | 173,294,000 |
| Noninterest income | 2,479,000 | 5,213,000 | 8,139,000 | 10,946,000 |
| Noninterest expense | 25,748,000 | 50,823,000 | 74,601,000 | 99,843,000 |
| Provision for loan losses | 843,000 | 921,000 | -2,057,000 | -2,561,000 |
| Pretax income | 19,769,000 | 40,059,000 | 66,311,000 | 88,977,000 |
| Income tax | 4,710,000 | 9,788,000 | 16,312,000 | 21,846,000 |
| Net income | 15,059,000 | 30,271,000 | 49,999,000 | 67,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 603,825,000 | 620,678,000 | 642,092,000 | 661,082,000 |
| Total capital | 657,822,000 | 674,543,000 | 692,923,000 | 711,404,000 |
| Risk-weighted assets | 6,092,182,000 | 5,997,990,000 | 5,870,266,000 | 5,978,769,000 |