Call reports 2018
EAST BOSTON SAVINGS BANK — 2018
What EAST BOSTON SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 5,415,160,000 | 5,651,138,000 | 5,754,861,000 | 6,158,157,000 |
| Total loans | 4,949,161,000 | 5,165,555,000 | 5,276,638,000 | 5,647,361,000 |
| Allowance for loan losses | 47,488,000 | 49,401,000 | 49,609,000 | 53,231,000 |
| Securities available for sale | 19,507,000 | 18,437,000 | 17,510,000 | 17,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,235,276,000 | 4,439,961,000 | 4,472,950,000 | 4,927,999,000 |
| Interest-bearing deposits | 3,746,218,000 | 3,951,802,000 | 3,793,189,000 | 4,442,706,000 |
| Noninterest-bearing deposits | 489,058,000 | 488,159,000 | 679,761,000 | 485,293,000 |
| Equity capital | 545,967,000 | 561,656,000 | 580,462,000 | 594,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 52,364,000 | 108,108,000 | 166,620,000 | 228,484,000 |
| Interest expense | 12,316,000 | 27,280,000 | 44,193,000 | 63,896,000 |
| Net interest income | 40,048,000 | 80,828,000 | 122,427,000 | 164,588,000 |
| Noninterest income | 2,652,000 | 5,357,000 | 8,007,000 | 10,850,000 |
| Noninterest expense | 24,707,000 | 47,977,000 | 70,960,000 | 94,590,000 |
| Provision for loan losses | 2,189,000 | 4,059,000 | 4,285,000 | 7,848,000 |
| Pretax income | 15,267,000 | 34,001,000 | 55,821,000 | 70,935,000 |
| Income tax | 3,299,000 | 7,853,000 | 12,309,000 | 15,062,000 |
| Net income | 11,968,000 | 26,148,000 | 43,512,000 | 55,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 523,849,000 | 539,770,000 | 558,835,000 | 572,170,000 |
| Total capital | 571,337,000 | 589,171,000 | 608,444,000 | 625,401,000 |
| Risk-weighted assets | 5,184,793,000 | 5,330,589,000 | 5,499,057,000 | 5,900,337,000 |