Call reports 2017
EAST BOSTON SAVINGS BANK — 2017
What EAST BOSTON SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 4,550,670,000 | 4,696,978,000 | 5,010,539,000 | 5,230,709,000 |
| Total loans | 4,063,789,000 | 4,301,617,000 | 4,551,476,000 | 4,672,008,000 |
| Allowance for loan losses | 41,764,000 | 43,229,000 | 45,643,000 | 45,185,000 |
| Securities available for sale | 54,021,000 | 47,325,000 | 44,651,000 | 38,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,690,020,000 | 3,680,298,000 | 3,985,796,000 | 4,132,843,000 |
| Interest-bearing deposits | 3,245,776,000 | 3,222,295,000 | 3,528,166,000 | 3,653,391,000 |
| Noninterest-bearing deposits | 444,244,000 | 458,003,000 | 457,630,000 | 479,452,000 |
| Equity capital | 478,438,000 | 490,784,000 | 506,453,000 | 532,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 41,851,000 | 86,731,000 | 134,874,000 | 185,914,000 |
| Interest expense | 8,569,000 | 17,792,000 | 27,880,000 | 39,593,000 |
| Net interest income | 33,282,000 | 68,939,000 | 106,994,000 | 146,321,000 |
| Noninterest income | 2,484,000 | 6,461,000 | 10,718,000 | 13,321,000 |
| Noninterest expense | 21,980,000 | 43,500,000 | 63,883,000 | 87,570,000 |
| Provision for loan losses | 1,619,000 | 3,116,000 | 5,574,000 | 4,859,000 |
| Pretax income | 13,741,000 | 31,166,000 | 51,502,000 | 76,518,000 |
| Income tax | 4,608,000 | 10,781,000 | 17,605,000 | 33,522,000 |
| Net income | 9,133,000 | 20,385,000 | 33,897,000 | 42,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 462,715,000 | 475,192,000 | 490,144,000 | 510,241,000 |
| Total capital | 506,129,000 | 519,997,000 | 537,909,000 | 555,738,000 |
| Risk-weighted assets | 4,374,725,000 | 4,607,355,000 | 4,986,905,000 | 4,909,107,000 |