Call reports 2011
EAST BOSTON SAVINGS BANK — 2011
What EAST BOSTON SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,869,718,000 | 1,897,272,000 | 1,916,049,000 | 1,946,482,000 |
| Total loans | 1,193,513,000 | 1,221,570,000 | 1,252,764,000 | 1,359,770,000 |
| Allowance for loan losses | 10,323,000 | 10,861,000 | 12,130,000 | 13,053,000 |
| Securities available for sale | 377,960,000 | 337,656,000 | 326,570,000 | 322,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,505,363,000 | 1,545,197,000 | 1,573,906,000 | 1,609,327,000 |
| Interest-bearing deposits | 1,386,232,000 | 1,418,599,000 | 1,436,465,000 | 1,459,927,000 |
| Noninterest-bearing deposits | 119,131,000 | 126,598,000 | 137,441,000 | 149,400,000 |
| Equity capital | 174,854,000 | 178,730,000 | 178,048,000 | 180,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 20,312,000 | 40,060,000 | 59,929,000 | 80,235,000 |
| Interest expense | 5,584,000 | 11,115,000 | 16,441,000 | 21,464,000 |
| Net interest income | 14,728,000 | 28,945,000 | 43,488,000 | 58,771,000 |
| Noninterest income | 2,280,000 | 4,361,000 | 7,130,000 | 9,673,000 |
| Noninterest expense | 13,016,000 | 25,581,000 | 37,916,000 | 51,697,000 |
| Provision for loan losses | 342,000 | 828,000 | 2,391,000 | 3,662,000 |
| Pretax income | 4,517,000 | 10,686,000 | 14,567,000 | 17,549,000 |
| Income tax | 1,653,000 | 3,887,000 | 5,217,000 | 6,192,000 |
| Net income | 2,864,000 | 6,799,000 | 9,350,000 | 11,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,349,000 | 158,021,000 | 160,494,000 | 162,661,000 |
| Total capital | 166,008,000 | 171,242,000 | 173,190,000 | 177,602,000 |
| Risk-weighted assets | 1,473,515,000 | 1,460,180,000 | 1,472,276,000 | 1,562,851,000 |