Call reports 2009
EAST BOSTON SAVINGS BANK — 2009
What EAST BOSTON SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,084,668,000 | 1,132,863,000 | 1,150,477,000 | 1,162,218,000 |
| Total loans | 745,462,000 | 775,465,000 | 786,565,000 | 823,597,000 |
| Allowance for loan losses | 7,391,000 | 8,120,000 | 8,711,000 | 9,242,000 |
| Securities available for sale | 257,332,000 | 280,244,000 | 299,085,000 | 272,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 877,382,000 | 919,735,000 | 931,351,000 | 929,108,000 |
| Interest-bearing deposits | 828,180,000 | 894,705,000 | 905,753,000 | 904,908,000 |
| Noninterest-bearing deposits | 49,202,000 | 25,030,000 | 25,598,000 | 24,200,000 |
| Equity capital | 123,800,000 | 131,379,000 | 138,440,000 | 141,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 13,346,000 | 27,214,000 | 41,980,000 | 57,148,000 |
| Interest expense | 5,925,000 | 11,503,000 | 16,544,000 | 20,912,000 |
| Net interest income | 7,421,000 | 15,711,000 | 25,436,000 | 36,236,000 |
| Noninterest income | 1,110,000 | 2,404,000 | 3,629,000 | 4,906,000 |
| Noninterest expense | 9,473,000 | 17,013,000 | 24,356,000 | 31,385,000 |
| Provision for loan losses | 546,000 | 1,114,000 | 1,808,000 | 4,082,000 |
| Pretax income | -1,612,000 | -385,000 | 2,183,000 | 5,089,000 |
| Income tax | -408,000 | -101,000 | 717,000 | 1,897,000 |
| Net income | -1,204,000 | -284,000 | 1,466,000 | 3,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,335,000 | 128,944,000 | 132,960,000 | 134,844,000 |
| Total capital | 131,726,000 | 137,064,000 | 142,494,000 | 145,113,000 |
| Risk-weighted assets | 967,463,000 | 1,001,919,000 | 1,010,608,000 | 1,024,125,000 |