Call reports 2001
EAST BOSTON SAVINGS BANK — 2001
What EAST BOSTON SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 587,359,000 | 601,676,000 | 611,327,000 | 625,649,000 |
| Total loans | 337,315,000 | 350,194,000 | 354,003,000 | 359,895,000 |
| Allowance for loan losses | 1,609,000 | 1,652,000 | 1,690,000 | 1,992,000 |
| Securities available for sale | 211,931,000 | 212,714,000 | 217,911,000 | 221,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,615,000 | 505,535,000 | 514,657,000 | 527,325,000 |
| Interest-bearing deposits | 475,964,000 | 487,593,000 | 496,429,000 | 510,505,000 |
| Noninterest-bearing deposits | 17,651,000 | 17,942,000 | 18,228,000 | 16,820,000 |
| Equity capital | 74,547,000 | 74,636,000 | 77,801,000 | 80,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,861,000 | 19,945,000 | 30,140,000 | 40,354,000 |
| Interest expense | 5,228,000 | 10,454,000 | 15,575,000 | 20,208,000 |
| Net interest income | 4,633,000 | 9,491,000 | 14,565,000 | 20,146,000 |
| Noninterest income | 780,000 | 1,502,000 | 2,415,000 | 4,585,000 |
| Noninterest expense | 3,578,000 | 7,287,000 | 11,001,000 | 14,773,000 |
| Provision for loan losses | 86,000 | 143,000 | 186,000 | 486,000 |
| Pretax income | 1,757,000 | 3,580,000 | 6,372,000 | 9,285,000 |
| Income tax | 628,000 | 1,225,000 | 2,285,000 | 3,383,000 |
| Net income | 1,129,000 | 2,355,000 | 4,087,000 | 5,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,751,000 | 73,954,000 | 75,681,000 | 77,499,000 |
| Total capital | 75,270,000 | 76,448,000 | 77,492,000 | 80,353,000 |
| Risk-weighted assets | 461,632,000 | 480,411,000 | 489,817,000 | 505,364,000 |