Call reports 2025
BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE — 2025
What BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 46,221,000 | 44,308,000 | 43,482,000 | 43,479,000 |
| Total loans | 12,390,000 | 13,245,000 | 13,576,000 | 12,646,000 |
| Allowance for loan losses | 246,000 | 247,000 | 227,000 | 227,000 |
| Securities available for sale | 17,472,000 | 16,568,000 | 15,984,000 | 15,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,457,000 | 38,291,000 | 36,900,000 | 36,828,000 |
| Interest-bearing deposits | 13,510,000 | 13,068,000 | 12,578,000 | 12,502,000 |
| Noninterest-bearing deposits | 26,947,000 | 25,223,000 | 24,322,000 | 24,326,000 |
| Equity capital | 5,746,000 | 5,995,000 | 6,553,000 | 6,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,134,000 | 1,690,000 | 2,239,000 |
| Interest expense | 18,000 | 37,000 | 54,000 | 72,000 |
| Net interest income | 520,000 | 1,097,000 | 1,636,000 | 2,167,000 |
| Noninterest income | 83,000 | 165,000 | 243,000 | 318,000 |
| Noninterest expense | 419,000 | 815,000 | 1,180,000 | 1,767,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 184,000 | 447,000 | 699,000 | 718,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 184,000 | 447,000 | 699,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,054,000 | 7,317,000 | 7,569,000 | 7,589,000 |