Call reports 2024
BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE — 2024
What BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 42,899,000 | 45,527,000 | 45,106,000 | 44,303,000 |
| Total loans | 12,034,000 | 12,673,000 | 12,554,000 | 12,622,000 |
| Allowance for loan losses | 244,000 | 244,000 | 246,000 | 247,000 |
| Securities available for sale | 18,680,000 | 17,955,000 | 17,482,000 | 17,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,212,000 | 40,464,000 | 39,147,000 | 38,853,000 |
| Interest-bearing deposits | 14,072,000 | 13,764,000 | 13,518,000 | 13,634,000 |
| Noninterest-bearing deposits | 24,140,000 | 26,700,000 | 25,629,000 | 25,219,000 |
| Equity capital | 4,652,000 | 5,030,000 | 5,911,000 | 5,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,122,000 | 1,712,000 | 2,313,000 |
| Interest expense | 19,000 | 44,000 | 69,000 | 66,000 |
| Net interest income | 546,000 | 1,078,000 | 1,643,000 | 2,247,000 |
| Noninterest income | 89,000 | 176,000 | 334,000 | 414,000 |
| Noninterest expense | 405,000 | 789,000 | 1,193,000 | 1,704,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 230,000 | 465,000 | 784,000 | 957,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 230,000 | 465,000 | 784,000 | 957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,368,000 | 6,603,000 | 6,923,000 | 7,095,000 |