Call reports 2023
BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE — 2023
What BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 47,053,000 | 47,334,000 | 45,810,000 | 44,416,000 |
| Total loans | 11,426,000 | 11,161,000 | 11,163,000 | 11,548,000 |
| Allowance for loan losses | 242,000 | 243,000 | 244,000 | 244,000 |
| Securities available for sale | 17,341,000 | 17,333,000 | 18,014,000 | 18,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,308,000 | 42,570,000 | 41,279,000 | 38,934,000 |
| Interest-bearing deposits | 15,551,000 | 15,560,000 | 14,707,000 | 13,955,000 |
| Noninterest-bearing deposits | 26,757,000 | 27,010,000 | 26,572,000 | 24,979,000 |
| Equity capital | 4,734,000 | 4,747,000 | 4,507,000 | 5,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,113,000 | 1,689,000 | 2,258,000 |
| Interest expense | 15,000 | 33,000 | 47,000 | 67,000 |
| Net interest income | 515,000 | 1,080,000 | 1,642,000 | 2,191,000 |
| Noninterest income | 90,000 | 181,000 | 261,000 | 343,000 |
| Noninterest expense | 393,000 | 783,000 | 1,155,000 | 1,654,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 212,000 | 478,000 | 748,000 | 880,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 478,000 | 748,000 | 880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,120,000 | 6,386,000 | 6,656,000 | 6,789,000 |