Call reports 2020
BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE — 2020
What BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 40,414,000 | 44,458,000 | 46,748,000 | 46,508,000 |
| Total loans | 16,371,000 | 15,747,000 | 14,321,000 | 13,089,000 |
| Allowance for loan losses | 241,000 | 241,000 | 241,000 | 241,000 |
| Securities available for sale | 8,463,000 | 6,377,000 | 5,649,000 | 4,983,000 |
| Securities held to maturity | 650,000 | 650,000 | 650,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,457,000 | 38,389,000 | 40,650,000 | 40,517,000 |
| Interest-bearing deposits | 16,097,000 | 17,039,000 | 17,105,000 | 17,620,000 |
| Noninterest-bearing deposits | 18,360,000 | 21,350,000 | 23,545,000 | 22,897,000 |
| Equity capital | 5,914,000 | 6,020,000 | 6,034,000 | 5,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 816,000 | 1,161,000 | 1,452,000 |
| Interest expense | 37,000 | 71,000 | 95,000 | 115,000 |
| Net interest income | 398,000 | 745,000 | 1,066,000 | 1,337,000 |
| Noninterest income | 80,000 | 188,000 | 265,000 | 325,000 |
| Noninterest expense | 360,000 | 718,000 | 1,082,000 | 1,468,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 118,000 | 215,000 | 249,000 | 194,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 215,000 | 249,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,780,000 | 5,841,000 | 5,875,000 | 5,820,000 |