Call reports 2018
BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE — 2018
What BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 41,291,000 | 40,933,000 | 39,663,000 | 39,400,000 |
| Total loans | 16,209,000 | 15,463,000 | 16,935,000 | 16,981,000 |
| Allowance for loan losses | 244,000 | 241,000 | 241,000 | 241,000 |
| Securities available for sale | 5,177,000 | 4,924,000 | 6,178,000 | 6,951,000 |
| Securities held to maturity | 1,290,000 | 1,290,000 | 1,290,000 | 1,290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,092,000 | 35,626,000 | 34,319,000 | 33,988,000 |
| Interest-bearing deposits | 19,665,000 | 19,347,000 | 19,338,000 | 19,758,000 |
| Noninterest-bearing deposits | 16,427,000 | 16,279,000 | 14,981,000 | 14,230,000 |
| Equity capital | 5,114,000 | 5,218,000 | 5,299,000 | 5,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 856,000 | 1,298,000 | 1,745,000 |
| Interest expense | 16,000 | 34,000 | 52,000 | 73,000 |
| Net interest income | 395,000 | 822,000 | 1,246,000 | 1,672,000 |
| Noninterest income | 91,000 | 178,000 | 274,000 | 363,000 |
| Noninterest expense | 400,000 | 791,000 | 1,212,000 | 1,677,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 209,000 | 308,000 | 358,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 209,000 | 308,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,255,000 | 5,378,000 | 5,477,000 | 5,527,000 |
| Total capital | 5,421,000 | 5,544,000 | 5,652,000 | 5,705,000 |
| Risk-weighted assets | 13,203,000 | 13,229,000 | 13,972,000 | 14,208,000 |