Call reports 2017
BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE — 2017
What BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 37,905,000 | 39,657,000 | 40,761,000 | 42,098,000 |
| Total loans | 16,481,000 | 16,491,000 | 16,346,000 | 15,791,000 |
| Allowance for loan losses | 283,000 | 253,000 | 244,000 | 244,000 |
| Securities available for sale | 4,227,000 | 4,068,000 | 3,874,000 | 5,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,894,000 | 34,524,000 | 35,479,000 | 36,835,000 |
| Interest-bearing deposits | 18,778,000 | 20,231,000 | 20,406,000 | 20,604,000 |
| Noninterest-bearing deposits | 14,116,000 | 14,293,000 | 15,073,000 | 16,231,000 |
| Equity capital | 5,003,000 | 5,123,000 | 5,197,000 | 5,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 764,000 | 1,171,000 | 1,575,000 |
| Interest expense | 11,000 | 21,000 | 36,000 | 50,000 |
| Net interest income | 353,000 | 743,000 | 1,135,000 | 1,525,000 |
| Noninterest income | 95,000 | 193,000 | 277,000 | 364,000 |
| Noninterest expense | 364,000 | 766,000 | 1,172,000 | 1,628,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 170,000 | 240,000 | 261,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 170,000 | 240,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,042,000 | 5,128,000 | 5,198,000 | 5,219,000 |
| Total capital | 5,197,000 | 5,290,000 | 5,357,000 | 5,382,000 |
| Risk-weighted assets | 12,292,000 | 12,927,000 | 12,710,000 | 12,989,000 |