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Call reports 2007

BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE — 2007

What BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5d801591-8ee3-4a38-ad28-971359c36143/2007

Balance sheet

What the bank holds and owes at quarter end

Measure2007Q12007Q22007Q32007Q4
Total assets31,470,00032,848,00031,156,00031,867,000
Total loans16,859,00016,823,00017,252,00018,022,000
Allowance for loan losses362,000360,000351,000344,000
Securities available for sale6,297,0007,414,0007,149,0006,839,000
Securities held to maturity0000
Trading assets0000
Total deposits27,645,00028,913,00027,325,00027,961,000
Interest-bearing deposits20,123,00020,229,00020,344,00020,594,000
Noninterest-bearing deposits7,522,0008,684,0006,981,0007,367,000
Equity capital3,780,0003,878,0003,755,0003,859,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2007Q12007Q22007Q32007Q4
Interest income549,0001,102,0001,686,0002,277,000
Interest expense136,000283,000443,000615,000
Net interest income413,000819,0001,243,0001,662,000
Noninterest income121,000251,000382,000523,000
Noninterest expense338,000706,0001,101,0001,608,000
Provision for loan losses0000
Pretax income196,000364,000524,000577,000
Income tax0000
Net income196,000364,000524,000577,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2007Q12007Q22007Q32007Q4
Tier 1 capital3,844,0004,012,0003,772,0003,825,000
Total capital4,036,0004,209,0003,966,0004,029,000
Risk-weighted assets15,169,00015,567,00015,353,00016,188,000

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