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Call reports 2005

BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE — 2005

What BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5d801591-8ee3-4a38-ad28-971359c36143/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets27,706,00028,967,00029,927,00031,177,000
Total loans19,097,00019,273,00018,484,00017,799,000
Allowance for loan losses298,000307,000357,000341,000
Securities available for sale4,154,0003,921,0003,621,0007,529,000
Securities held to maturity0000
Trading assets0000
Total deposits24,366,00025,439,00026,632,00027,850,000
Interest-bearing deposits16,493,00017,180,00018,344,00018,834,000
Noninterest-bearing deposits7,873,0008,259,0008,288,0009,016,000
Equity capital3,309,0003,489,0003,245,0003,289,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income474,000937,0001,430,0001,965,000
Interest expense56,000128,000217,000324,000
Net interest income418,000809,0001,213,0001,641,000
Noninterest income99,000218,000328,000429,000
Noninterest expense346,000683,0001,018,0001,482,000
Provision for loan losses9,00018,00027,00036,000
Pretax income162,000326,000496,000552,000
Income tax0000
Net income162,000326,000496,000552,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital3,362,0003,526,0003,296,0003,352,000
Total capital3,563,0003,729,0003,502,0003,552,000
Risk-weighted assets15,950,00016,169,00016,314,00015,856,000

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