Call reports 2003
BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE — 2003
What BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 28,548,000 | 28,374,000 | 28,756,000 | 27,518,000 |
| Total loans | 18,143,000 | 18,294,000 | 18,366,000 | 19,043,000 |
| Allowance for loan losses | 267,000 | 363,000 | 278,000 | 280,000 |
| Securities available for sale | 3,853,000 | 3,332,000 | 6,201,000 | 5,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,419,000 | 25,160,000 | 25,707,000 | 24,373,000 |
| Interest-bearing deposits | 17,690,000 | 17,034,000 | 17,380,000 | 16,960,000 |
| Noninterest-bearing deposits | 7,729,000 | 8,126,000 | 8,327,000 | 7,413,000 |
| Equity capital | 3,077,000 | 3,166,000 | 2,991,000 | 3,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 896,000 | 1,349,000 | 1,810,000 |
| Interest expense | 71,000 | 134,000 | 192,000 | 241,000 |
| Net interest income | 383,000 | 762,000 | 1,157,000 | 1,569,000 |
| Noninterest income | 122,000 | 246,000 | 355,000 | 473,000 |
| Noninterest expense | 374,000 | 750,000 | 1,093,000 | 1,501,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 122,000 | 240,000 | 392,000 | 505,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 240,000 | 392,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,963,000 | 3,082,000 | 2,933,000 | 3,046,000 |
| Total capital | 3,164,000 | 3,294,000 | 3,136,000 | 3,236,000 |
| Risk-weighted assets | 15,988,000 | 16,824,000 | 15,852,000 | 15,159,000 |
Machine access — free, no API key
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