Call reports 2005
NEW CITY BANK — 2005
What NEW CITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 47,634,000 | 48,663,000 | 58,155,000 | 58,206,000 |
| Total loans | 30,357,000 | 35,313,000 | 43,343,000 | 45,900,000 |
| Allowance for loan losses | 350,000 | 380,000 | 470,000 | 535,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,549,000 | 8,550,000 | 8,550,000 | 8,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,352,000 | 40,048,000 | 49,143,000 | 48,848,000 |
| Interest-bearing deposits | 35,237,000 | 35,166,000 | 40,588,000 | 43,577,000 |
| Noninterest-bearing deposits | 4,115,000 | 4,882,000 | 8,554,000 | 5,272,000 |
| Equity capital | 8,120,000 | 8,384,000 | 8,688,000 | 9,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,602,000 | 2,603,000 | 3,753,000 |
| Interest expense | 194,000 | 417,000 | 702,000 | 1,064,000 |
| Net interest income | 538,000 | 1,185,000 | 1,901,000 | 2,689,000 |
| Noninterest income | 19,000 | 37,000 | 57,000 | 84,000 |
| Noninterest expense | 298,000 | 670,000 | 1,011,000 | 1,441,000 |
| Provision for loan losses | 65,000 | 95,000 | 185,000 | 250,000 |
| Pretax income | 194,000 | 457,000 | 762,000 | 1,082,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 194,000 | 457,000 | 762,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,120,000 | 8,384,000 | 8,688,000 | 9,008,000 |
| Total capital | 8,470,000 | 8,764,000 | 9,158,000 | 9,543,000 |
| Risk-weighted assets | 32,622,000 | 32,606,000 | 41,228,000 | 44,059,000 |
Machine access — free, no API key
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