Call reports 2003
NEW CITY BANK — 2003
What NEW CITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q4 |
|---|---|
| Total assets | 14,354,000 |
| Total loans | 3,850,000 |
| Allowance for loan losses | 60,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 1,638,000 |
| Trading assets | 0 |
| Total deposits | 6,553,000 |
| Interest-bearing deposits | 5,723,000 |
| Noninterest-bearing deposits | 830,000 |
| Equity capital | 7,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q4 |
|---|---|
| Interest income | 37,000 |
| Interest expense | 8,000 |
| Net interest income | 29,000 |
| Noninterest income | 3,000 |
| Noninterest expense | 195,000 |
| Provision for loan losses | 60,000 |
| Pretax income | -223,000 |
| Income tax | 0 |
| Net income | -223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q4 |
|---|---|
| Tier 1 capital | 7,777,000 |
| Total capital | 7,837,000 |
| Risk-weighted assets | 6,888,000 |