Call reports 2005
COMMUNITY BANK — 2005
What COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 25,296,000 | 22,728,000 | 21,398,000 | 21,167,000 |
| Total loans | 15,161,000 | 15,634,000 | 15,365,000 | 14,575,000 |
| Allowance for loan losses | 208,000 | 157,000 | 187,000 | 173,000 |
| Securities available for sale | 2,781,000 | 3,307,000 | 3,299,000 | 3,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,631,000 | 19,991,000 | 18,479,000 | 18,427,000 |
| Interest-bearing deposits | 20,122,000 | 19,195,000 | 17,586,000 | 17,660,000 |
| Noninterest-bearing deposits | 2,509,000 | 796,000 | 893,000 | 767,000 |
| Equity capital | 2,561,000 | 2,609,000 | 2,593,000 | 2,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 648,000 | 968,000 | 1,280,000 |
| Interest expense | 126,000 | 251,000 | 382,000 | 521,000 |
| Net interest income | 200,000 | 397,000 | 586,000 | 759,000 |
| Noninterest income | 13,000 | 26,000 | 41,000 | 53,000 |
| Noninterest expense | 180,000 | 338,000 | 505,000 | 679,000 |
| Provision for loan losses | 3,000 | 9,000 | 42,000 | 45,000 |
| Pretax income | 30,000 | 76,000 | 80,000 | 88,000 |
| Income tax | 24,000 | 39,000 | 52,000 | 53,000 |
| Net income | 6,000 | 37,000 | 28,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,584,000 | 2,616,000 | 2,607,000 | 2,614,000 |
| Total capital | 2,792,000 | 2,773,000 | 2,794,000 | 2,787,000 |
| Risk-weighted assets | 16,803,000 | 16,921,000 | 16,672,000 | 15,981,000 |
Machine access — free, no API key
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