Call reports 2019
PANORA STATE BANK — 2019
What PANORA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 68,318,000 | 69,763,000 |
| Total loans | 29,632,000 | 31,598,000 |
| Allowance for loan losses | 114,000 | 132,000 |
| Securities available for sale | 30,463,000 | 28,877,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 52,192,000 | 52,941,000 |
| Interest-bearing deposits | 46,028,000 | 46,245,000 |
| Noninterest-bearing deposits | 6,164,000 | 6,696,000 |
| Equity capital | 9,889,000 | 10,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 605,000 | 1,240,000 |
| Interest expense | 110,000 | 238,000 |
| Net interest income | 495,000 | 1,002,000 |
| Noninterest income | 15,000 | 31,000 |
| Noninterest expense | 234,000 | 468,000 |
| Provision for loan losses | 26,000 | 43,000 |
| Pretax income | 251,000 | 519,000 |
| Income tax | 11,000 | 20,000 |
| Net income | 240,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 6,009,000 | 6,189,000 |
| Total capital | 6,123,000 | 6,321,000 |
| Risk-weighted assets | 33,485,000 | 42,824,000 |