Call reports 2018
PANORA STATE BANK — 2018
What PANORA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 65,864,000 | 64,999,000 | 63,380,000 | 66,471,000 |
| Total loans | 23,977,000 | 21,969,000 | 23,965,000 | 26,805,000 |
| Allowance for loan losses | 9,000 | 36,000 | 62,000 | 88,000 |
| Securities available for sale | 30,858,000 | 28,129,000 | 32,146,000 | 30,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,455,000 | 50,515,000 | 49,001,000 | 51,339,000 |
| Interest-bearing deposits | 46,488,000 | 45,014,000 | 42,880,000 | 44,660,000 |
| Noninterest-bearing deposits | 4,967,000 | 5,501,000 | 6,121,000 | 6,679,000 |
| Equity capital | 8,939,000 | 9,063,000 | 8,935,000 | 9,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 162,000 | 669,000 | 1,216,000 | 1,802,000 |
| Interest expense | 23,000 | 101,000 | 185,000 | 278,000 |
| Net interest income | 139,000 | 568,000 | 1,031,000 | 1,524,000 |
| Noninterest income | 6,000 | 23,000 | 40,000 | 52,000 |
| Noninterest expense | 65,000 | 267,000 | 475,000 | 714,000 |
| Provision for loan losses | 9,000 | 35,000 | 61,000 | 87,000 |
| Pretax income | 71,000 | 271,000 | 505,000 | 725,000 |
| Income tax | 4,000 | 15,000 | 26,000 | 38,000 |
| Net income | 67,000 | 256,000 | 479,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,390,000 | 5,525,000 | 5,694,000 | 5,848,000 |
| Total capital | 5,399,000 | 5,561,000 | 5,756,000 | 5,936,000 |
| Risk-weighted assets | 29,440,000 | 27,565,000 | 35,944,000 | 32,006,000 |